Some people choose to lose weight to have better health or look stunning at the pool. Did you know there is a financial reward for losing weight? Now that obesity is affecting more than 72 million adults in the US, the Centers for Disease Control and Prevention are researching the link between extra body weight and diabetes and heart disease.
The CDC found that an obese person has almost $1,500 more in medical costs each year than someone in a healthy weight range. Being overweight increases your risk for many health conditions resulting in more visits to the doctor’s office and more medications.
Many life insurance plans require a physical exam and the results can cost you a fortune in premiums. Some companies look strictly at BMI or body mass to determine if a lifestyle surcharge should be applied to the premium. While the majority of life insurance policies are under group or company names, no one can be certain what the future may bring regarding policy renewals and cost.
Barbara O’Neill, a professor and specialist in finance resource management at Rutgers University, says “studies have found that discrimination based on weight in the work place is more prevalent for women than men, especially white women in professional occupations.” Although many people wouldn’t associate wages and promotions with obesity, there is definitely a correlation, especially in a tough economic environment.
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